Lapse in Coverage

Let Your Coverage Lapse? Let’s Get You Back on the Road.

Life happens. A missed payment, a job change, a car that sat in the driveway. A gap in your auto insurance is more common than you’d think, and it doesn’t have to be the end of the road.

Why a lapse matters

Carriers often view a break in coverage as added risk, so your rate may be higher than it would be with continuous coverage. The longer the gap, the more it can matter. Driving uninsured is also against Indiana law, so getting covered again quickly is the priority.

How we help

• We ask our carriers who will write a policy after a lapse and compare the options.
• We help you choose coverage that fits your budget and meets Indiana’s requirements.
• We explain payment options so you can stay current once you’re covered.

Tips to avoid another gap

• Set up reminders or automatic payments.
• Call us before you cancel anything, even if you’re switching cars.
• If money is tight, tell us. There may be options.

Get covered again

Michaels Insurance has been helping drivers in Northern Indiana and the surrounding communities since 1982.

A policy you keep active is the best way to show carriers you’re a good risk. Over time that can open the door to better options.

The sooner you start, the sooner you’re protected. Call us today at (574) 533-4144!

Michaels Insurance
115 S. Main Street
Goshen, Indiana