SR-22 Insurance in Indiana

Need an SR-22? We Can Help.

If you’ve been told you need an SR-22 in Indiana, don’t worry — getting one doesn’t have to be complicated.

At Michaels Insurance, we help Indiana drivers find affordable auto insurance and get the required SR-22 filing submitted to the Indiana BMV.

Whether you’ve had a lapse in insurance, a suspended license, tickets, an accident, or another driving issue, we’ll help you understand your options and get you back on the right track.

Call us today for an SR-22 insurance quote.

What Is an SR-22?

An SR-22 is not a separate type of insurance policy.

It is a form your insurance company files with the Indiana Bureau of Motor Vehicles (BMV) showing that you have the required auto liability insurance.

If the Indiana BMV tells you that you need an SR-22, we can help you find an auto insurance policy and have the required filing submitted.

Why Might I Need an SR-22?

You may be required to carry an SR-22 because of:

• Driving without insurance
• A lapse in auto insurance coverage
• A suspended driver’s license
• DUI or OWI
• Certain traffic violations
• An accident while uninsured
• Other BMV or court requirements

Not sure why you need one? That’s okay. Give us a call and we’ll help you understand what you need.

Don’t Own a Car? You May Still Be Able to Get an SR-22.

You don’t necessarily have to own a vehicle to get an SR-22.

If you need an SR-22 but don’t own a vehicle, you may qualify for a Non-Owner Auto Insurance Policy with an SR-22 filing.

Michaels Insurance specializes in helping drivers who need Non-Owner Insurance and SR-22 filings.

Tell us about your situation and we’ll help determine what type of policy may work for you.

How Long Do I Need an SR-22 in Indiana?

The length of time you’re required to maintain an SR-22 depends on your individual driving record and the reason for the requirement.

The Indiana BMV determines how long you must maintain your SR-22.

It is extremely important to keep your insurance active while an SR-22 is required. If your policy cancels or lapses, your insurance company may be required to notify the BMV, which could affect your driving privileges.

Can I Get an SR-22 With a Bad Driving Record?

Yes. We work with multiple insurance companies and specialize in helping drivers who may have:

• No prior insurance
• A lapse in coverage
• Tickets
• Accidents
• DUI or OWI
• Suspended licenses
• SR-22 requirements
• Difficulty finding affordable insurance elsewhere

Your driving history doesn’t mean you don’t have options.

How Much Does SR-22 Insurance Cost?

There isn’t one price for SR-22 insurance.

Your rate can depend on several factors, including your driving history, insurance history, vehicle, age, coverage selections, and the reason you need an SR-22.

Because Michaels Insurance works with multiple insurance companies, we can shop for coverage and help find an option that fits your situation.

Contact us for an SR-22 quote.

Getting an SR-22 Is Simple

1. Contact Michaels Insurance
Tell us that you need an SR-22 and answer a few questions about your driving and insurance history.

2. We Shop for Coverage
We’ll look at available insurance options to help find coverage that fits your needs.

3. Start Your Policy
Once you’re ready, we’ll get your auto insurance policy started with the appropriate SR-22 filing.

4. Verify Your Driving Status
The Indiana BMV ultimately determines your license and driving status. Always verify that your driving privileges are valid with the BMV before driving.

Indiana SR-22 Frequently Asked Questions

Is an SR-22 an insurance policy?
No. An SR-22 is a filing made by an insurance company showing that you have the required auto liability insurance.

Can Michaels Insurance file an SR-22?
Yes. We work with insurance companies that offer SR-22 filings for eligible Indiana drivers.

Can I get an SR-22 if I don’t own a car?
Potentially, yes. You may qualify for a Non-Owner Auto Insurance policy with an SR-22 filing.

Can I get an SR-22 after a DUI or OWI?
Depending on your situation and carrier eligibility, we may be able to help you find coverage that includes the required SR-22 filing.

Can I get an SR-22 if my license is suspended?
Yes, depending on your circumstances. However, purchasing insurance and filing an SR-22 does not automatically mean your license is valid. The Indiana BMV determines your driving status and any additional reinstatement requirements.

What happens if my SR-22 insurance cancels?
If your insurance terminates while you’re required to maintain an SR-22, your insurance company may notify the Indiana BMV. This could result in your driving privileges being suspended or other BMV action.

How long do I need an SR-22?
It depends on your individual BMV requirement. Check your Indiana BMV driver record for the exact requirement that applies to you.

Need SR-22 Insurance in Indiana?

Michaels Insurance has been helping drivers in Northern Indiana and the surrounding communities since 1982.

We understand that everyone’s situation is different. Whether you need an SR-22, have a lapse in coverage, don’t own a vehicle, or have had trouble finding affordable auto insurance, we’re here to help.

Michaels Insurance
115 S. Main Street
Goshen, Indiana

Call us today for an Indiana SR-22 insurance quote.

Coverage, eligibility, rates, and SR-22 filing availability vary by insurance company and individual circumstances. The Indiana BMV determines licensing, suspension, reinstatement, and SR-22 requirements.