Renters Insurance in Indiana

Your Stuff Matters. Protect It.

Your landlord’s insurance covers the building, but not your belongings or your liability. A renters policy fills that gap, often for less than you’d expect. Michaels Insurance helps Northern Indiana renters find coverage from multiple carriers.

What Renters Insurance Can Cover

• Personal Property: Your clothes, furniture, electronics and more, subject to your limits and deductible. It applies even when you’re away from home.
• Liability: Helps protect you if you’re responsible for injury or damage to someone else, including legal defense, subject to your limits.
• Medical Payments: Covers a visitor’s medical expenses if they’re injured at your residence, regardless of fault.
• Loss of Use: Helps with living costs if a covered loss makes your rental unlivable. Ask us about carrier options.

Replacement Cost Coverage

For a small additional premium, many carriers let you insure your belongings at replacement cost, with no deduction for depreciation. Ask us about it.

Ways to Save

Ask about discounts such as burglar alarm credits and package discounts when you combine renters insurance with an auto policy.

Why Michaels Insurance

We’re a local, independent agency serving Northern Indiana since 1982. Se habla español.

To get started on your quote, call our office or click over to our quotes page.

Either way we’ll make the process simple!