No Prior Insurance?

Never Been Insured? We’ve Got You.

Everybody starts somewhere. If you’ve never had your own car insurance, you may have heard that rates will be high or that nobody will cover you. That’s not always the case, and we’ll help you find out what’s actually available.

Why “no prior insurance” affects your quote

Insurance companies like to see a history of continuous coverage. When there isn’t one, some carriers price you higher or won’t offer a policy. Others work with first-time drivers regularly. Our job is to find those carriers.

Common situations we see

• New drivers buying their first car
• Adults who relied on a family member’s policy or didn’t own a vehicle before
• People who moved to Indiana from another country
• Drivers who’ve been without a car for a long time
• Young drivers moving off a parent’s policy and getting their own

What we’ll ask you

Don’t worry about having everything perfect. We’ll start with your license, the vehicle, and where it’s kept, then explain your options and what each coverage does.

Start building your insurance history

Michaels Insurance has been helping drivers in Northern Indiana and the surrounding communities since 1982.

A policy you keep active is the best way to show carriers you’re a good risk. Over time that can open the door to better options.

Call us today at (574) 533-4144!

Michaels Insurance
115 S. Main Street
Goshen, Indiana